I founded Action Commercial Finance in 2018, following a successful 30+ year career in NatWest where I held a Relationship Director position. Subsequently, I spent 18 months successfully operating within the Commercial Finance Broker market. 


I have vast experience in funding businesses across a wide range of sectors and situations. Both on a secured and unsecured basis. 

I have a breadth of knowledge and management experience. Ranging from small businesses with a turnover of £100k, to the mid corporate market and complex multi-million pound businesses and transactions. 

I pride myself in my ability to adapt to a variety of circumstances within the small medium enterprise and property finance marketplace. I add value and provide guidance to ensure an appropriate solution is sourced. 

Ian has professional qualifications in Banking, FCA accredited and a member of NACFB.


Action Commercial Finance has over 160 lenders on their panel  providing a full spectrum of financial support for businesses across commercial mortgages, Invoice Finance facilities, Asset Finance, property development, Buy To Let and HMO purchases and refinances as well as unsecured business loans and merchant cash advance facilities.

If you would like a free, non obligation initial discussion to see how Action Commercial Finance can support your funding needs, I would be delighted to hear from you.  



Ian is a professional with proven pedigree in commercial finance. We have worked together on several deals already and always a pleasure to discuss with someone who has a can do attitude.


- Tony Dowrick, Crescent Financial, Swansea.



The best broker I’ve ever met. Honest, straight and gets results. If you are looking for any commercial finance, Ian Tovey is your man.

- Ryan Hole RJ Property Group Ltd & The Optimist Bar & Kitchen, Swansea.


Synergy Commercial Finance is a trading style of IKFS Ltd t/a Action Commercial Finance which is an independent commercial finance broker not a lender, as such can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Action Commercial Finance may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them.


IKFS Ltd T/A Action Commercial Finance is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority No. 625035

IKFS Ltd T/A Action Commercial Finance is a Franchisee of Synergy Commercial Finance Limited.

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Ian Tovey DipACB Managing Director | 07989 307 884 | 8 Maes yr Eirlys, Bridgend CF31 5DG

© 2019 by Smooth Doodle | Action Commercial Finance